Chocolate Chip Banana Muffins

Use those ripe banana on the counter to make these easy Chocolate Chip Banana Muffins for your weekend breakfasts.  Soft, fluffy muffins loaded with chocolate are always a good idea.

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These easy banana muffins are loaded with oats and chocolate chips. Perfect muffin to enjoy with coffee or milk!

So I bought bananas earlier this week with every intention of eating them.  But then the counter got cluttered with cookbooks and new dishes and who knows what else, and the bananas got hidden behind the mess.

Today we moved the box of books and a mushroom sized cloud of fruit flies exploded around us.  Ok, so maybe that’s an exaggeration…but there were quite a few of those little pests.  No way am I going to be eating bananas now.

I have this thing about bananas.  They really only have about a one day window for eating in my mind.  I’m kind of crazy, and I like my bananas slightly green.  The minute they start to turn yellow, forget about it.  I just can’t do it.   But let them sit a few more days, and I am all over things like this best banana cake.

Chocolate chips and oats make these banana muffins disappear in a hurry!

The funny thing about my banana fettish is that I absolutely love baking with banana.  I love the smell of blueberry banana bread baking in the oven.  And I really love munching on these banana Reese’s cookies.

But breakfast muffins are my all time favorite to bake.  The soft, fluffy muffins with the slightly crisp top and plenty of chocolate chips to satisfy my chocolate loving self is the way to go!

I know that I can bake muffins in the after noon, and my kiddos will be happy campers at breakfast time the next day.  All three of them are not morning people, and they do not like eating much first thing in the morning.  But if I have muffins on the counter, they usually will have one or two before heading out the door.

Adding oats and chocolate chips makes these banana muffins a favorite breakfast treat.

I usually make these banana coconut muffins when I need to use up bananas in a hurry.  But this time I changed it up slightly by replacing the toffee with some oats.  It’s always a good thing when you remove some extra sugar and put in some grains, right?

Of course…I did double the chocolate chips because more chocolate is always a good thing, right?  Every time I make muffins, our daughter asks if they have chocolate chips.  According to her, everything should have chocolate chips.  She makes a good point.

The best thing about baking with banana is that the treats seem to get better after sitting in a container for a day or two.  Go ahead and use those bananas on your counter and try it out for your self.  I know I will be making more muffins now that I found the ripe bananas on our counter.

Banana muffins with chocolate chips and oats make a great breakfast treat.

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Chocolate Chip Banana Muffins

Prep Time: 20 minutes

Cook Time: 26 minutes

Yield: 26 muffins

Chocolate Chip Banana Muffins

Bananas and chocolate chips make these muffins soft, fluffy, and delicious. They are perfect for breakfast or any time snacking. Enjoy them with a glass of milk or a cup of coffee.


3/4 cup butter, softened
1 - 8 ounce package cream cheese, softened
2 cups sugar
1 teaspoon vanilla
2 eggs
1 1/2 cups smashed banana (3 regular size)
3 cups flour
3/4 cup quick oats
1/2 teaspoon baking powder
1/2 teaspoon baking soda
1/2 teaspoon salt
1 cup mini chocolate chips


  1. Beat the butter, cream cheese, and sugar until creamy. Add the vanilla, eggs, and banana and beat again.
  2. Stir together the flour, oats, baking powder, baking soda, and salt. Slowly add to the butter mixture until completely combined. Add the chocolate chips and stir again.
  3. Place 26 cupcake liners in a muffin tin. Spoon the batter evenly into the liners. Bake at 350 degrees for 26-28 minutes. Remove and let cool. Store in a sealed container on the counter. Makes 26 muffins.

Adding oats and chocolate chips makes these banana muffins a favorite breakfast treat.


Here are a few more recipes that we love for using up bananas:

Sour Cream Banana Donuts title 1

Sour Cream Banana Donuts

Chocolate Banana Cake with Nutella Frosting 1-2

Chocolate Banana Cake with Nutella Frosting

Oreo Banana Cream Pie Pizza 1


Oreo Banana Cream Pie Pizza

More banana treats from around the web:

Follow my Banana Recipes board on Pinterest for more ways to use bananas in your baking:

Follow Inside BruCrew Life’s board Banana Recipes on Pinterest.

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  1. says

    Jocelyn, I always have a few ripe bananas that keep me on my toes every week! :) I also love breakfast muffins!! I mean, muffins for breakfast?! love these chocolate chip banana muffins and thank you so much for the link love! Happy Friday and happy weekend to you! TGIF!
    Alice @ Hip Foodie Mom recently posted..Texas CaviarMy Profile

  2. says

    Dear Jocelyn – these banana muffins looks EXTRA delicious. We have some of the same banana “issues” at our house, and I was just up at King Arthur in Norwich over the weekend, got a 3 lb. bag of their bittersweet chocolate chips (among other delicious things) Hmmmm….these muffins are gonna happen!
    allie @ Through Her Looking Glass recently posted..Oriental Chicken SaladMy Profile

  3. Kentucky Lady 717 says

    I agree these do look good, but not a banana fan, what can I use instead of bananas ? :) The rest of the ingredients sound great…..

  4. Sandy_of_WV says

    ▬ HINT … BANANAS ▬
    Separate each at top of bunch stem — place in fridge
    Will last about a week, still being firm – skin may look brown/black – fruit inside is good.

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